DEBT Free

Crisp chill in the fall air reminds us to clean our home and ourselves

I woke up a few days back to SNOW! Yup that clean fresh chill in the air, the turning colour of the leaves on the trees and frost forming on the windows. It reminded me that I finally had to give up my summer fun in the sun but it doesn’t need to end there …. It’s just time now to switch gears a little.

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UPDATE: Bye bye summer and 62.5% debt

The summer months have come and gone and so is more than half of our initial debt. What a wild ride the first half of this year has been. So many changes; some good and some not so good. Generally though things are looking up in our homestead.

We managed to clear house by giving away many things to our kids who needed them in their homes and what they could not use we started to list for sale on yard sale groups, kijiji and had a few of our own yard sales too. The income we generated from the sales we immediately applied to our credit card debt. It’s amazing how quickly a few extra dollars adds up. Paying down the debt too, dropped our monthly interest since credit card interest is always calculated on a daily basis. So the sooner you apply money towards it, the less interest it will accrue.

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A sad day — June 23, 2016

Status Update

Since my dad’s passing in June, I haven’t been blogging at all and I’m  hardly on my social networks.

imageI can however tell you all this much … It’s really hitting home how important it is to be healthy, live debt free and to simplify!!

We foresee many radical changes in our future and have been simplifying by selling off many of our “things” and giving stuff away that keep us entangled in our current lifestyle.

Stay tuned for further updates.

Saved $913 in 2 Phone Calls – Just as Important as Making More Money

saved $913 in 2 phone calls

Yeah the time has finally arrived! I knew this was coming up and I couldn’t wait to make these calls. With two phone calls and about ten minutes of my time I saved $913 for 2016!! Well worth the effort I would say. Every penny saved is extra money to be applied elsewhere to reduce your debt. Have a look at the article “Knock Out Debt in Just 7 Simple Steps” to see some of the other ways I’ve managed to save and pay off our debts. I look forward to moving these saved payments towards our credit card debt instead. So on with my story. This is what I’ve been waiting to share with you.

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Haggling Secrets Revealed – Save Money Everyday

Haggling Secrets Revealed

It’s never been more important to save every penny! Especially if you really want or need to purchase something, yet a little voice inside is telling you “maybe I shouldn’t” because I’m paying off debt. Don’t be afraid to make purchases. Haggling is the answer to saving money, even when you have to spend it.

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