This site, debt health simplicity was created to find focus and accountability in three areas of life very important to me. I’m almost 50 now [yup, the big five- :) is around the corner] and I’ve learned a lot along the way ! I’d like to share my experience and knowledge with you about debt health simplicity. Now YOU TOO can accomplish what I have AND more, in a shorter time by avoiding my pitfalls and mistakes. Learn from someone who’s already been there.

My dream is to create a community of like-minded individuals on a similar path. We can support one another. Share our thoughts. And keep each other in line! Sometimes, we all need to hear a “NO” or “YES”. Reinforcement helps!

Before I continue I’d like to point out the use of the word “I” as this is my blog; however, “we” is also used interchangeably since technically there are two of us going through these very same experiences together for over thirty years now.

The “we” I refer to is my life-long friend, partner and husband Geary LeBell; without whom I don’t think I would have come this far. I love him to pieces. xoxo I’d also like to credit him for all the photographs in the slider you see above! :)


Welcome to Debt ~ Health ~ Simplicity. My name is Irene Haidner and I’ll be your host in my little digital home. Grab a cup of coffee and join me as we discuss what matters most ! We weren’t meant to PAY BILLS and DIE. There’s much more to life than that … so Let’s Live It, together !


turbotax @ debt health simplicity

BECOMING DEBT FREE @ Debt Health Simplicity

In a not-so-distant time we were once in debt for over $80,000 and I must shamefully admit it wasn’t the first time either. The first time we were in debt for about $60,000 and took an easier route out by claiming bankruptcy.

You would think that we would have learned from our first mistake but we thought “our new debt” was for all the “right” reasons and some of it just crept up on us, seemingly out of no where at all. On my site, debt health simplicity, you will learn how to earn extra money, save money, create passive income, pay off debt and live debt free. After all money matters ! You will also learn how to create a blog, optimize it, and monetize your blog. You will see how you can work online, work from home and make money at home. So you can be your own boss and work in your pj’s if you like.

Thankfully, January 2016, we are now down to $8,000 owing in debt repayment and we can’t wait to be completely debt free (except for a mortgage, and that will be next).

Progress to Debt Free Goal


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Did I mention, I worked in the corporate world for over 20 years!! And now I’ve said, “Screw The Cubicle for Good“! It’s about time.


I am going to say that this is probably my strongest suite of the 3 aspects, debt health simplicity; as I’ve always been a health nut.

However, I’ll be the first to admit that I/we faltered in this category too when the children came along. No, it wasn’t their fault. I take full responsibility in all my actions. For more info take a peek at “Let’s Get You Up to Speed” for my journey from those teenaged years to present.

Just recently we became Empty Nesters as well which is a bit of an adjustment for us; cooking and shopping for only two.  😉

I’m very delighted to say that “we” are both back on track once again with our commitment to leading a healthy lifestyle. After all, we have only one physical body and it demands our support to be Aging Healthy Beyond 100! As that is fully my intention.

Health & Wellness


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Weight Loss Goal


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EMBRACING SIMPLICITY @ Debt Health Simplicity

Minimalism is the most recent of the triad of debt health simplicity. We decided to embrace simplicity as the kids were starting to slowly leave us. Scaling down wherever we could made life a little simpler. Easier to clean and take care of the home and gave us a feeling of “lightness”. De-cluttering and getting rid of excess stuff reduces the stress and anxiety that one feels when surrounded by mounds of technically “useless things”. We all put too much value on material things and not enough on experiences.

Simplicity is NOT about doing or going without, in fact it is more about doing it with LESS and living within your own means. Not having what the Joneses have but doing what matters most for you ! Here at, debt health simplicity, I would like to show you how to live simply and enjoy life to its fullest. After all we only have one life to live!

Since we’ve started this journey I’ve written a few blog posts; “January — How to Simplify“, “The Simplistic Kitchen“, “How to Reduce Clutter in the Kitchen“, and of course because this was of major benefit to me in my working environment; “9 Tips to Declutter Your Home Office“. I hope you enjoy these and the many more articles I intend to post on the subject.

In total so far I would say that we’ve managed to sell, donate, give to the kids and toss about 80-90% of our excess stuff and I can’t say that I’ve missed any of it. In fact if anything I’ve been able to locate items I need a whole lot quicker now. *smiles*

Goal Towards Simplicity


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As a result of the sales we even managed to increase our debt repayment. We find ourselves saving money by not making purchases we don’t need and having more time for new experiences rather than wasting our time cleaning or searching every day.

All in all we are leading happier lives now and have no intention to return to our previous state. I hope you will join our community of folks wanting to take charge of their debt health simplicity. The way we did. And we are still making changes every day!



PAYING OFF DEBT reduces anxiety & depression; creating a happier you ! SAVE where you can ~ SPEND if you must ! Make more money.

Find Out How


Aging Healthy Beyond 100 ! It's not about diets, the next fad & 30 day challenges; it's a commitment to an every day Healthy Lifestyle.

Be Committed


A lifestyle minimalistic in nature. Getting rid of excess stuff & reducing clutter. Don't do without ... just with LESS !

Get Organized
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